# General Liability Insurance

> Learn what general liability insurance generally covers and how an independent Florida agency can help businesses compare options and request a quote.

We help Florida businesses understand general liability insurance, compare available insurers, and request a quote.

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## What general liability insurance covers

General liability insurance is commonly designed to respond to claims that your business caused bodily injury or property damage to a third party, such as a customer, visitor, or vendor, along with certain advertising-related claims. It generally does not cover your own property, your employees' injuries, or professional mistakes, which are usually handled by other coverages. Exact coverage, limits, and exclusions are set by the policy and the insurance company.

## General liability questions

### What does general liability insurance typically cover?

General liability is commonly designed to respond to claims that your business caused bodily injury or property damage to a third party, as well as certain advertising-related claims. Exact coverage, limits, and exclusions are set by the policy and the insurance company.

### Does general liability insurance cover my own property or employees?

Generally no. Damage to your own business property is usually handled by commercial property insurance, and injuries to your employees are usually handled by workers' compensation. An agent can help you see how these coverages fit together.

### Do I need general liability insurance?

Many businesses carry it, and clients, landlords, or contracts often require proof of coverage. Whether it is required or advisable for you depends on your business, contracts, and local requirements.

### What affects the cost of general liability insurance?

Insurers commonly consider the type of business, its size and revenue, the operations performed, claims history, and the limits and deductibles selected. We cannot give a price before a quote is prepared.

### How do I get a general liability quote?

Complete the quote request form or contact us, and an agent will follow up to learn about your business and review options. Quotes and coverage are subject to underwriting and the terms of the insurance company.

## Ready for a general liability quote?

Tell us about your business and an agent will help you review your options.

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Source: https://www.quoteasy.com/commercial/general-liability-insurance/